You can be denied medical insurance if you Ski/Snowboard/ Motrocycle...

[tex1230]

You can be denied health insurance coverage if you injure yourself in a recreational pursuit. Check this out:
http://www.triumph675.net/phpBB2/viewtopic.php?t=13314

Link will take you to an AMA website... but this doesn't apply to motorcyclists only. You could be denied medical coverage for any recreational activity.

I try not to get involved in political discussions online...but this is something that could hurt all of us.

[Trackhead]

But you can eat yourself into morbid obesity, get diabetes, hypertension, and other health problems because of it, and get health coverage. Or worse yet, Gastric Bypass.

[Conundrum]

But you can eat yourself into morbid obesity, get diabetes, hypertension, and other health problems because of it, and get health coverage. Or worse yet, Gastric Bypass.

My thoughts too.

Insurance copmanies are typically ran by a-holes that don't get this stuff. I know, I've worked for two of them. An ACL repair is a lot cheaper than a quadruple bypass.

[bubba-k]

wow,hope they don't ask when i get insurance this fall...

[GoldMember]

But you can eat yourself into morbid obesity, get diabetes, hypertension, and other health problems because of it, and get health coverage. Or worse yet, Gastric Bypass.

If the insurance companies made those exclusions, the top execs wouldn't be covered so...it would never happen.

[Flaskman]

Thanks for bringing this to our attention...message sent!

[Steven S. Dallas]

But you can eat yourself into morbid obesity, get diabetes, hypertension, and other health problems because of it, and get health coverage. Or worse yet, Gastric Bypass.

It's only a matter of time.

Insurance is the worst business in the world.

[Trackhead]

It's only a matter of time.

Insurance is the worst business in the world.

I may be wrong, but I think some insurance companies already cover this ridiculous procedure.

Too many fatties riding these............

[Steven S. Dallas]

I don't know, I think the insurance companies are in cahoots with the scooter companies.

[Conundrum]

I may be wrong, but I think some insurance companies already cover this ridiculous procedure.

You are wrong and right.

A couple of years ago, ins companies started taking bypasses out of coverage but the trend is reversing as docs are starting to use them as "cures" for diabetes.

[Long duc dong]

Ridiculous. I was never asked when I got insurance, if they don't ask, don't say anything.

[freshie247]

In Mississippi, 30% of the population is OBESE.If things stay the same,by 2015, 50% of the Population there will be OBESE! Why is this considered an "inconvenience" instead of the crisis of mythic proportions it really is?

I wonder for which party obese people vote? Anyone know of a study on this?

[cj001f]

Too many fatties riding these............

I saw one smoking a cigarette as he wheeled his way out of freddies with a couple of jugs of wine in the back last week...


They are private companies, why shouldn't they be able to cover or not cover what they please?

[biggins]

I saw one smoking a cigarette as he wheeled his way out of freddies with a couple of jugs of wine in the back last week..

That man was on his way to a night of straight pimpin'.

[AntiSoCalSkier]

They are private companies, why shouldn't they be able to cover or not cover what they please?

Because it is good for society if everyone has adequate health insurance.

[Trackhead]

They are private companies, why shouldn't they be able to cover or not cover what they please?

True, but messed up none the less.

[BLOOD SWEAT STEEL]

The reason this is even a topic of discussion stems from the common American "entitlement" mentality. Health care isn't a right. Don't like it? Vote with your dollars.

[cj001f]

The reason this is even a topic of discussion stems from the common American "entitlement" mentality. Health care isn't a right. Don't like it? Vote with your dollars.

How exactly do I vote with my dollars - not get health care? If I don't have insurance I lose the negotiated discounts for the providers even if those procedures aren't covered by insurance.

And yes, health care is a right, or at least emergency care regardless of your ability to pay is enshrined in law.

[Dantheman]

Sent.

Health care isn't a right.

Bullshit. Life, liberty and the pursuit of happiness isn't possible if you don't have access to quality health care. We live in a modern post-industrial society than can and should provide for the health of its citizen. It's not just pissing money away, it's an investment in your society. Healthy people are more productive, make more money and pay more taxes. Long term, investments in health care return very well.

Don't like it? Vote with your dollars.

How? By not having insurance? Let me know how that works out for you.

[sftc]

FYI- If you ever try to get good life insurance don't ever mention your past use of, and future plans for, helicopters and international travel to pursue the above mentioned recreational pursuits, it will screw you in a second.

[Bring On The Snow]

haha i get free health care bitches

i only have to wait in line all night to get it

[Trackhead]

And yes, health care is a right, or at least emergency care regardless of your ability to pay is enshrined in law.

Depends how you define EMERGENCY. That definition is lost in this country.

I see it three days per week, twelve hours per day.

The state insured families come in with their three kids at 2am because two are crying and one has a fever of 101.1 for the past two hours. They want them ALL evaluated by a doctor, right now. Meanwhile, the privately insured family is at home waiting for their pediatricians office to open. Because they know their copay will be $50 if they go to an EMERGENCY room. And they are worried about the cost, or if their insurance will even cover it. But the state insured family isn't concerned with copay's, because their copay is about $7 bucks.

EMERGENCY is a term that is negotiable based on convenience and cost.

How many EMERGENCIES do you want to pay for with your taxes?

[wandering, not lost]

EMERGENCY is a term that is negotiable based on convenience and cost.

How many EMERGENCIES do you want to pay for with your taxes?

And, the harder it becomes to afford health insurance (because health insurance companies are private companies paying CEOs lavish salaries and trying to squeeze every cent possible out of people), the higher the number will be that have to use state insurance programs. This will, of course, lead to more people using the right to emergency medicine because that is the only way they can get care for their children.

I see the effects of it every day as well, in my 9, 10, and 11 year old students with ear infections and rotting teeth because they're not getting good preventive care.

[avacadotoast]

My little company mulled over throwing in exclusions like that because in 2005 we got hammered with like 6 ATV accidents totalling like a 2 million bucks worth of claims....that and a couple of premies and we lost our shirts that year. No atv accidents last year and we rocked.

At the time there were already gov't based guidlines on what could be excluded as a non-covered recreational activity (I forget the source) - we determined that the skiing/snowboarding component wouldn't fly in Reno - after about another 10 minutes of discussions we determined that the ATV/dirtbike thing wouldn't fly either. Of course it doesn't stop most employers from choosing the cheapest option for their valued employees either (meaning not us).

We did amend our exclusions to include "professional competitions" for said recreational activities since those pretty much need their own insurance anyway. Health costs from motorcycles in traffic accidents are supposed to be covered by auto insurance so I'm thinking that one is a moot point.

[Airsatz]

Thanks for the heads up on the issue. I sent my rep a thingy.